Square × Deposyt
Presented by Your Payment Processor
Authorized Square Reseller
Exclusive partnership
Two companies with an aligned vision. How to make a business owner's life easier.

One simple rate.
Start free today.

2.6% or lower in person on Square. No monthly fee, no contract. Move to 0% processing whenever you like.

Square builds the tools. Deposyt puts you on the setup that fits how you sell, at the lowest cost, with a person in your corner who follows through. How it works

*2.6% + 15¢ in person on Square Free, 2.5% + 15¢ on Plus, 2.4% + 15¢ on Premium. Custom rates over $250k a year.

4M+
businesses trust Square. Rated one of the easiest POS systems to use. No long term contract, cancel anytime. See what I keep
New Square Handheld
Square Free · $0 a month2.6% or lower in person
Square ✕ Deposyt

Whatever you sell,
wherever you sell it,
Square x Deposyt
has you covered.

Payments for everywhere you sell. Counter, tableside, curbside, the job site, the farmers market, the website. One account, one login, one set of numbers.

0%
Processing fees*

Square will provide all the details to show you how to pass the fee.

Get this set up
Restaurants Retail Salons and barbers Trades Markets Pop ups
Square hardware lineup: Terminal, Reader, Stand, Handheld, Kiosk
Pick your Square

Pick your Square. 0% processing is available on every device. Buy the one your counter needs, not the one we want to sell.

New

Square Handheld

$399
Tableside, curbside, the sales floor

The new all in one POS that fits in your pocket. From curbside to counter, 0.7 pounds with a built in scanner and offline payments for up to 24 hours. $399, or $37 per month for 12 months.*

Buy this if. Your staff move and your tables turn.
Pay $0 to process · or 2.6%* or lower · you pick
All in one

Square Terminal

$299
Service businesses and mobile trades

A handheld with a built in receipt printer. Take the payment at the door or the job site and hand over a printed receipt on the spot. $299, or $27 per month for 12 months.*

Buy this if. You get paid on site and customers still want paper.
Pay $0 to process · or 2.6%* or lower · you pick
Flagship counter

Square Register

$899
A busy main register

A durable POS with dual touchscreens for busy counters. The customer display shows cash price and card price clearly, which is exactly what 0% processing needs. $899, or $44 per month for 24 months.*

Buy this if. You have one high volume counter and a line at peak.
Pay $0 to process · or 2.6%* or lower · you pick
iPad counter

Square Stand

$149
Tight counters and quick service

Turn your iPad into a point of sale. A full register that swivels to the customer, the lowest cost way to put real checkout on a small counter. $149, or $14 per month for 12 months.*

Buy this if. You already own an iPad and space is tight.
Pay $0 to process · or 2.6%* or lower · you pick
Self order

Square Kiosk

$149
Lines and bigger tickets

Self serve ordering. Customers build the order and pay themselves, the line moves faster and every screen upsells. $149, or $14 per month for 12 months.*

Buy this if. Your line is your bottleneck and your ticket could be bigger.
Pay $0 to process · or 2.6%* or lower · you pick
Pocket entry

Square Reader

$59
Pop ups and light selling

A pocket contactless and chip reader that pairs to your phone. The simplest way to start, on the same Square account you grow into. A magstripe reader comes free with signup.

Buy this if. You sell a few days a week and a counter is overkill.
Pay $0 to process · or 2.6%* or lower · you pick

*Monthly pricing is Square financing, subject to approval. Kiosk and Stand prices exclude the iPad.

POS kits bundle a printer, cash drawer and scanner with any of the above. Whichever you choose, you pick how you pay to get paid: nothing, or the lowest flat rate in the industry.

Not sure which one?

Not sure which one is for you? Tell us what you do and we will recommend one.

Pay nothing to process, or pay the lowest flat rate in the industry. Your call, on this device, from day one.
Your match for Full service restaurant
Square Handheld

You sell away from a fixed counter, so the register has to travel with the sale.

  • ✓Tap, dip, swipe and Tap to Pay
  • ✓Built in barcode scanner
  • ✓All day battery, 0.7 pounds
  • ✓Offline payments up to 24 hours
Software. Square for Restaurants: menus, table and course management, kitchen display, tips.
Plan. Square Plus at $49 a month per location, free for 30 days.

Also worth a look: Square Register. Many full service restaurant setups run the two together.

What you keep at 0%

Stop renting your own revenue. See what a year of fees buys instead.

$60,000
3.20%
How the 4% shows on a ticket
Sample ticket · Cash discount
Card price (shelf price)$104.00
Cash price, 4% discount$100.00
Processing fee you pay$0.00

Your shelf price is the card price. Customers who pay cash get 4% off at the register. Both prices show on the Square screen before they choose.

You pay today
$1,920
a month
At 0% on Square
$0
a month
You keep every year
$23,040
$115,200 over five years. Paid out as soon as same day.
What one year buys
Inventory at a 40 percent margin$57,600
Marketing and loyalty budget$10,368
Paid staff hours at 18 dollars1,280 hours
Family vacations at $4,5005 trips
Semesters of in state tuition3 semesters

Both run on every Square terminal, point of sale and handheld. Pick one and sign up on Square in minutes.

Estimates based on the volume and rate you enter. Effective rate is total monthly fees divided by card volume. Actual results depend on card mix and debit share.

What Square customers say

Owners who made the switch, in their own words.

Square client Personal experience
Square client Personal experience
Square beats the field

Five systems owners ask us about. Here is why Square wins, in plain terms.

Every other company sells you their platform because it is their platform. We sell Square, Clover and Dejavoo, so we can afford to be straight about it. Open any card for the full side by side.

Square beats Shopify POS.

Because your counter is not an afterthought to your website.

  • Square hardware runs from a pocket reader to a dual screen register and a self order kiosk. Shopify sells a reader and a stand.
  • Square for Retail and Restaurants are built for in person operations, staff and inventory first.
  • Square online store, invoices and appointments are included, so ecommerce still comes along.

If ninety percent of your revenue is online and you run a large catalog with apps, Shopify is a strong platform. Most of our merchants sell in person first.

Square vs Shopify

Square beats Clover.

Because your price should not depend on which reseller signed you.

  • Square publishes one price and one processing rate. Clover pricing varies by reseller, contract and app bundle.
  • Square software is built by Square. Clover leans on third party apps with their own monthly fees.
  • 0% processing is native on Square's own screen, not a bolt on.

We sell Clover too. If your business needs Clover's specific app or a Fiserv relationship, we will say so and set it up.

Square vs Clover

Square beats Lightspeed.

Because you should be live in days, not weeks, and run it yourself.

  • Square sets up in an afternoon with no implementation fee. Lightspeed onboarding is heavier and priced like enterprise software.
  • Square for Retail covers barcode inventory, purchase orders and vendors at $49 a month.
  • One account for retail, restaurant and online, instead of separate Lightspeed products.

Lightspeed goes deeper on matrix inventory for very large multi store retailers. For most independent stores the depth is not worth the cost.

Square vs Lightspeed

Square beats Heartland.

Because a statement you cannot read is not a good deal.

  • Square is one flat rate, or 0% with the 4% program. Heartland is interchange plus with statements most owners cannot audit.
  • Square hardware and software come from one company. Heartland pairs a processor with third party point of sale.
  • No early termination fee on Square. Heartland agreements often carry one.

Very high volume merchants with a clean card mix can sometimes win on interchange plus. Bring us the statement and we will do the math.

Square vs Heartland

Square beats QuickBooks POS.

Because your point of sale should not be discontinued.

  • QuickBooks Desktop Point of Sale was discontinued in 2023. Square is a current, supported hardware and software lineup.
  • Square syncs sales, fees and payouts to QuickBooks Online, so the books stay where you keep them.
  • Square adds online, invoices and appointments on the same account.

If you are still on QuickBooks POS, the question is not whether to move but where. Square is the lowest friction landing.

Square vs QuickBooks
Special pricing through Deposyt
Partner rate

Keep 100% of every sale, or take the lowest flat rate in the industry.

Same account, same hardware, same Square support. Sign up through our partnership and pick how you pay to get paid.

*2.6% + 15¢ is the in person rate on Square Free. It drops to 2.5% + 15¢ on Plus and 2.4% + 15¢ on Premium. 0% refers to processing fees, not the plan subscription. Square provides the details on passing the fee after signup. Standard rates are Square's published pricing by plan. Custom pricing available at $250k or more in annual processing.

0%
Credit card processing fees*

4% program, cash discount or service charge. The ticket covers the processing fee on any plan.

2.6%*or lower
Tap, dip or swipe, in person

Square Free. Drops to 2.5% + 15¢ on Plus and 2.4% + 15¢ on Premium.

$250k+
Custom pricing with Square Pro

Process more than $250k a year and you may be eligible for custom pricing and processing fees. Talk with Deposyt and we will get the conversation started.

Square pricing

Free $0, Plus $49, Premium $149, or 4% cash discount

Per location software plans, plus Square's published rack rates, or Square's 4% cash discount through Deposyt to offset processing. Hardware is separate. We will tell you which path matches your volume.

Square Free

Free

$0
per month. 2.6% + 15¢ in person, or 0% on the 4% program.
  • ✓Square Point of Sale on any device
  • ✓Tap to Pay on iPhone and Android
  • ✓Online store, ordering, unlimited invoices
  • ✓Item library, basic inventory, reporting
  • ✓Customer directory, gift cards, banking
Best value

Plus

$49
per month per location. 2.5% + 15¢ in person, or 0% on the 4% program.
  • ✓Everything in Free
  • ✓Square for Restaurants, Retail or Appointments
  • ✓Advanced inventory and table management
  • ✓Loyalty, unlimited email, 500 texts a month included
  • ✓Staff scheduling, time tracking, permissions
Square Premium

Premium

$149
per month per location. 2.4% + 15¢ in person, or 0% on the 4% program.
  • ✓Everything in Plus
  • ✓24/7 priority phone support
  • ✓Advanced reporting
  • ✓2,500 texts a month included, then 1.5¢ each
  • ✓No gift card load fees
Any plan

Cash discount

4%
on card sales, paid by the customer. Your processing cost: 0%.
  • ✓Cash customers pay the posted price
  • ✓Card sales carry 4% to cover the fee
  • ✓Signage and receipt wording set up with you
  • ✓Same Square hardware and software
  • ✓Switch back to the flat rate anytime
Start the 4% program
Exclusive partnership The merchant offer: Square through Deposyt

Square for your business. Deposyt in your corner.

Explore Square through Deposyt. We connect you with the Square team for sales and setup, and remain an additional point of contact for guidance and follow-through.

Get Square with an additional human relationship through Deposyt. Square supports you directly. Deposyt adds the relationship on top: follow-through, an agreed escalation path, and a person who already knows your setup. Explore tools that flex to fit your operation, no commitment required.

Trusted by 4M+ businesses worldwideRated one of the easiest POS systemsNo commitment required
Square handles
Deposyt handles
Product consultation and sale
Help you identify what you need
Account eligibility and activation
Track the introduction and follow up
Deployment and product support
Help navigate the process and escalate through the agreed channel
Payment platform and risk decisions
Maintain the relationship and coordinate next steps
Square sells and supports the product. Deposyt stays in your corner with follow-through and agreed escalation access, so nothing falls through.
Square through a partner

Square for your business. A person who knows it.

Same Square account. Same hardware. Same published price, 2.6% or lower. The difference is who you get with it: someone local who sets it up with you, knows your business, and answers the phone when you call.

$0
extra for the partner. You pay Square's price.
1
number to call. The same person every time.
0
contracts. Cancel or switch plans anytime.
01
Set up with you, not for you

Your items, menu or services loaded, your devices paired, your staff walked through checkout before the first customer. You open ready.

02
A statement read before you switch

Bring what you pay today. We show you the real effective rate, what Square costs on the plan that fits, and whether the move comes out ahead.

03
The right plan, not the biggest one

Free, Plus or Premium, matched to how many staff and locations you run. Most shops start on Free and move up when the numbers say so.

04
A human when it matters

Square's help center and chat are good. When the register is down on a Saturday, you call someone who already knows your setup.

05
Still here next year

New location, new device, a second menu, volume heading toward custom pricing. The same person helps you grow the setup.

FAQ

Questions, answered simply.

Pricing

What does 2.6% or lower actually mean?

2.6% + 15¢ is Square's in person rate on Square Free, the $0 plan. On Plus ($49 a month per location) it drops to 2.5% + 15¢, and on Premium ($149 a month per location) to 2.4% + 15¢. Every major card costs the same.

Pricing

Is 2.6% really the lowest in the industry?

For a flat, published rate with no monthly fee, no contract and no statement fees, yes. Many processors quote a lower headline rate, then add monthly minimums, PCI fees, batch fees and tiered surcharges. Once those are counted, effective rates of 3.5% or more are common. Square's rate is the rate you pay.

Pricing

Can I pay nothing to process instead?

Yes. On any Square plan you can run 0% processing with a cash discount or a service charge. The ticket covers the fee and you keep the whole sale. Start on the flat rate and switch later if you like.

Pricing

What if I process a lot?

Over $250,000 a year, you may qualify for Square Pro custom pricing and processing fees. We start that conversation with Square for you.

Partner vs direct

Why sign up through a partner instead of Square directly?

You get the same Square account, hardware and published pricing either way. Through a partner you also get a person: help choosing the right setup, your catalog and devices set up with you, and someone who already knows your business when something needs attention.

Partner vs direct

Does going through a partner cost more?

No. You pay Square's published rates and plan prices. There is no partner fee on your statement.

Partner vs direct

Will I talk to a person, or an AI agent?

A person. Square offers a help center, an automated assistant and live chat on every plan, and phone support that depends on your plan: weekdays for the first 90 days on Free, weekdays on Plus, 24/7 on Premium. Your partner sits on top of that as a local contact who knows your setup, so you never start from zero.

Partner vs direct

Who owns my account?

You do, on Square. Square holds your account, runs the payments and pays you out. Your partner never touches your funds.

Partner vs direct

Square or Clover: which is right for me?

Square publishes one price for everyone and builds its own hardware and software, so what you see is what you pay. Clover pricing varies by who sells it, and many features come from third party apps with their own monthly fees. Clover can suit some full service restaurants and bars with specific needs. Tell us how you run and we will say which one fits, even if it is not Square.

Your industry

Restaurants: does Square work for full service and quick service?

Yes. Square for Restaurants handles floor plans, coursing, seat numbers, split checks, preauthorized bar tabs and automatic gratuity. Servers take orders and payment at the table on Square Handheld. The Square KDS app ($30 a month per device on Plus) routes tickets to the kitchen, and Square Kiosk adds self ordering.

Your industry

Retail: can it handle my inventory?

Square for Retail scans or searches barcodes to build your catalog, tracks stock by location, sends low stock alerts, manages vendors and purchase orders, and prints barcode labels. The same item library runs your online store, so you sell the last one once.

Your industry

Grocery and markets: scales, EBT and bottle deposits?

Square supports integrated scales and weighted barcodes, adds bottle deposits automatically per item, and accepts EBT for SNAP eligible items. EBT is 1.8% + 5¢ on every plan, with the fee waived while the feature is in beta through fall 2026.

Your industry

Liquor stores: can it check IDs?

Yes. Set age restrictions on beer, wine, spirits and tobacco, and Square prompts staff to verify age at checkout. Bottle deposits and barcode inventory are built in.

Your industry

Barbers and salons: booking and no shows?

Square Appointments gives every chair its own calendar, a 24/7 booking site, a Book Now button for Instagram and Google, automatic text and email reminders, deposits, and a card on file for late cancellations and no shows.

Your industry

Tattoo studios: deposits and consent?

Take a deposit when the appointment is booked, send contracts and consent forms for e-signature, and charge the balance on the day. Estimates convert to invoices in one tap for larger pieces and multi session work.

Switching

I am in a contract with another processor. Can I still switch?

Usually, yes. Send us the agreement and a recent statement. We check the early termination terms, work out whether switching still comes out ahead, and time the move so you pay as little of the cancellation fee as possible.

Switching

How fast can I be up and running?

Most sellers sign up with Square in minutes and can take a first payment the same day on a phone with Tap to Pay. Hardware ships in a few days, and we help load your items and set up the devices when they arrive.

Switching

What if the internet goes down?

Square keeps taking cards in offline mode and processes them when you reconnect, as long as you reconnect within 24 hours.

Switching

When do I get paid?

Next business day to your bank at no cost, or instantly for a fee. With Square Checking, sales are available right after each payment.

Square × Deposyt

Reserve my FREE bonus call!

(and continue to Square)

1. Your booking reserves your Deposyt call (below). 2. You’ll create your Square account on the next page.
2.6%* or lower on Square. No monthly fee, no contract.